January 2012
32 posts
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“>@visually FTW: One of the most important benefits of visualization is that...”
– Why Visualization
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“The survey then tested the willingness of customers to pay for that channel and...”
– The Financial Services Club’s Blog: Consumers will pay for better online banking
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Watch(via Clay Shirky: Why SOPA is a bad idea | Video on TED.com)
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Watch(via Video: David Cameron: we’ll make the market fair as well as free - Telegraph)
Sounds like a ringing endorsement of our vision for Anthemis.
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“Mr Haldane argued that “fair value” accounting systems, like the...”
– New bank accounting rules needed to avoid another crisis, says BoE’s Haldane - Telegraph
+1
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“Students should think long and hard before choosing payday loans over any other...”
– BBC News - Wonga stops targeting loans at students after protests
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“Here’s why design is important to the tech world today:
1. As the...”
– Silicon Valley’s New Secret Weapon: Designers Who Found Startups | Co.Design
+1 we’re super fortunate to have some great designers working in our portfolio companies. By design.
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“He believes telecoms should charge for access and make money by selling the ID...”
– How France’s Free will reinvent mobile — Tech News and Analysis
I’ve always thought Niel was a star but this is spot on. +1
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Why low-interest payday loans could scale |... →
Interesting debate. I definitely see opportunities for efficiencies improvements on the risk underwriting and processing side (witness Wonga) but in terms of our portfolio - at least for now - we’ve focused on a different angle: help the customer (the borrower) manage their balance sheets more intelligently over time and help them improve their financial literacy in order to help them make...
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“Dodd-Frank, which purportedly designed to fix Too-Big-To-Fail, has only made...”
– Wall Street’s Big Banks Are The Real Threat To Our Economy | Fox News
…reminds me I need to write that blog post as to why big bank management love big banks so much…
Of course we’re betting on a plethora of natively-adapted (to the digital age) new providers of financial...
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“In the wonderfully titled paper Scaling of Differentiation in Networks: Nervous...”
– The Mathematics of Lego | Wired Science | Wired.com
Scaling of Differentiation in Networks: Nervous Systems, Organisms, Ant Colonies, Ecosystems, Businesses, Universities, Cities, Electronic Circuits, and Legos
I’m mulling over whether Anthemis as a lego set of financial pieces is a good...
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“For the smaller firms and individual advisors, there is a tighter control over...”
– Social media maturity in financial services - Wealth and Capital Markets Blog’s blog - MoneyScience
cc @blueleafadvisor
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“Uncertainty and complexity are the result. In such a world there is neither...”
– Traditional MBA skill set is no longer enough - FT.com
Wonderful article (unknowingly) describing the increasing obsolescence of an MBA in today’s business environment.
Not surprising given that the MBA is in essence the ultimate distillation of the skills needed to run a Industrial Age...
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“Chipchase argues that critics of this process are themselves making a terrible...”
– Do Designers Actually Exploit The Poor While Trying To Do Good? Jan Chipchase Responds | Co.Design
Some good questions.
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“…their hypothesis underscores the fact that visual communication is a...”
– Researchers Say Infographics Can Save Morons From Themselves. Really? | Co.Design
@visually FTW!
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“The Massachusetts Institute of Technology (M.I.T.) will announce on Monday that...”
– M.I.T. Game-Changer: Free Online Education For All - Forbes
Fantastic.
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“Myth #5: You can’t innovate in the enterprise
A longstanding fear and reality...”
– Five Myths Of The Enterprise Startup | TechCrunch
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“In the end, Facebook will be comprised of dormant and inactive profiles with a...”
– The Red Giant (Five Reasons Facebook is Over) | The Reformed Broker
Great post. I’m pretty sure Facebook will continue to be a big, important, profitable company for some time. I’m less sure that at $100bn valuation there is an opportunity for a 10x return. IPO-ing as a widows and...
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“Unlike other car-sharing services, HiGear specialized in “high-end” auto brands...”
– Luxury Car-Sharing Service HiGear Shuts Down Due To Theft | TechCrunch
Just wondering aloud as to whether or not they (or other such p2p marketplaces) could use a combination of social network data and algorithms to enhance their traditional KYC / vetting. I guess it would depend on how people use...
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“None of these important changes would have been possible without the support of...”
– A Future Memo From Goldman - NYTimes.com
…NY Times building on AmazonBay (2005)? (my timing was a bit pre-mature…lol)
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“Recession news gets a lot more press (and money) than good news. We have this...”
– My Last Death Threat in 2011 Altucher Confidential
Words to live by. Except instead of avoiding all news I just ignore the more hysterical bits (ie most of it.) I find it helps to know what the mobs are thinking about…
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“The trouble is, it’s been a seller’s market for far too long. Based originally...”
– Why customers are fundamentally unpredictable – confused of calcutta
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“I’m not nearly as ragingly pessimistic as I sometimes think various...”
– William Gibson: The Future Now - NOWNESS
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“(Gimlet-eyed financial entities or not, investment banks are subject to the same...”
– The Epicurean Dealmaker: The K-T Boundary
…aka institutional inertia…
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Stowe Boyd: A Company Of One In An Architecture Of... →
stoweboyd:
Individuals cooperating hand off information or take on tasks in a fashion that is like businesses cooperating: they see the benefit in cooperating, and don’t have to share a common core set of strategic goals to do so: they don’t need the alignment of goals that defines old style business employment.
December 2011
47 posts
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“That memo alleges that BNY Mellon “is now actively and hurriedly...”
– Whistleblower documents illuminate case against BNY Mellon | Reuters
Nice. This is happens when your business model is made obsolete by technology and your management is too lazy to develop a new model.
TheCurrencyCloud.com FTW
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“…those are the people who make the dent in the universe, are the people...”
– Insights on the writing of Steve Jobs - Fortune Tech
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“WI: I’m thinking of doing Ada Lovelace, who was Lord Byron’s...”
– Insights on the writing of Steve Jobs - Fortune Tech
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“So the point that Dimon and others seem yet to have caught onto is this:...”
– The super rich just don’t get it - The Term Sheet: Fortune’s deals blog Term Sheet
I think it also matters what people do with their wealth. Do they buy Treasuries (focus on capital preservation) or do they re-invest in the real economy (focus on job and wealth creation)? For too many...
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“And if companies are putting the brakes on IT spending, it could hurt tech...”
– Oracle: Warning of another tech slowdown? - Big Tech - Fortune Tech
..fwiw I think this is just another data point on the move away from “Industrial Age” (enterprise) tech companies to “Information Age” aka SaaS companies… short ORCL & friends and go long...
Holiday Analytics From Netvibes! →
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“À l’origine du divorce, une mésentente profonde entre Dassault Systèmes et...”
– Dassault Systèmes : gros nuage sur le “cloud computing” à la française
Industrial policy almost always fails miserably to drive innovative, emergent industries. But it always fails if it funds big incumbent firms to drive the process. Shocking waste of taxpayers’ money...
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“In a company where the selection mechanism is your teammates rather than...”
– Google’s Business Strategy: Have No Business Strategy | Co.Design
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"...[for the first time in history] we can share... →
The embracing future of the social enterprise, our Anthemis Venture Partner JP Rangaswami at the Mobile Business Summit
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“I love it when incumbents frame innovation entirely the wrong way. Like giving a...”
– The Financial Services Club’s Blog: “Show me the money!” Sure, I’ll show you your losses
Here’s the way I think about the “audience” for innovation, see http://www.parkparadigm.com/2009/07/13/the-bond-salesman-and-the-estate-agent-a-modern-day-parable/
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“Perhaps the best solution would be to ensure everyone has the freedom to create...”
– Note worthy: what is the meaning of money? | Culture | The Guardian
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“There’s just nothing like learning on the job, in context, from those with...”
– DON’T start a company…yet
good post and discussion in the comments, surfaces balanced view of both pros and cons.
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“Rather than expanding the range of phenomena that economics can explain, the...”
– It’s time for economic theory to evolve - The Term Sheet: Fortune’s deals blog Term Sheet
+1
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“This is not new territory for commodity exchanges. A prominent farmer advocate...”
– Insight: MF Global puts harsh light on self-regulation | Reuters
The problem is that all the regulation in the world will not help prevent evil behavior engendered by oligopolies in protected, anti-competitive industries. Indeed, they are actually often counterproductive in the sense that they...
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“Technology disintermediates industries — this one is no exception. In the...”
– Five reasons why SOPA is luddite legislation - Fred Destin
+1 - we need to fight hard against the reactionary tendencies of a dying economic paradigm and support and embrace those who would go with the grain of history and embrace the new, emerging information economy. Just sayin’…