The result will be hundreds of new companies, maybe even new industries. Companies like AirBnB, Groupon, Lenddo and Square are just the tip of a “socially empowered” commerce renaissance. Stewart Brand was right, and we see information flow in the form of media has been radically changed over the last 10 years. But consumer media represents only about 2% of GDP, finance is closer to 8% of GDP. Let me say that again for emphasis. TV, Radio, Advertising and Social Media represent about 2% of GDP, and they have been transformed by technology. The finance Industry is 4 times bigger! Media is a precursor of the change to come, Mark Zuckerberg says “every industry will be changed by social”. Tom Anderson, co-founder of MySpace says “everything got better when it was social”. What happens when finance becomes socially empowered? I guess the best way to predict the future is to create it.